Terms & Conditions — lock97 Platform

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and lock97 ("lock97", "we", "us", "our"), the operator of the online gaming information platform accessible at https://lock97.cam ("Platform", "Website").

lock97 is an English-language online gaming information service designed primarily for users located in Pakistan. The Platform provides educational and informational content covering online casino gaming, sports betting markets, live dealer products, payment methods, bonus structures and responsible gambling guidance. lock97 does not operate as a casino, sportsbook or gambling operator and does not accept wagers or deposits of any kind.

These Terms apply to all visitors, registered users and any other person who accesses or uses the Platform in any capacity. Your continued use of the Platform constitutes your unconditional acceptance of these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease using the Platform.

For the purposes of these Terms, the following definitions apply:

By accessing or using the Platform in any manner — including browsing, reading content, submitting a contact enquiry, or clicking any link — you agree to be legally bound by these Terms and all documents incorporated herein by reference, including the Privacy Policy and the Responsible Gambling Policy.

If you are accessing the Platform on behalf of a business, organisation or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms, in which case the terms "you" and "your" shall refer to that entity.

lock97 reserves the right to update, modify or replace these Terms at any time. Continued use of the Platform after any changes to these Terms constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically for updates.

Access to the Platform is subject to the following eligibility requirements:

• Age: You must be at least 18 years of age or the higher minimum age required by the operator's license jurisdiction in your country of residence. Access by minors is strictly prohibited.
• Legal Capacity: You must have the full legal capacity to enter into a binding agreement under the laws of your jurisdiction.
• Jurisdictional Compliance: You must confirm that accessing online gaming information is not prohibited or restricted by the laws of your jurisdiction. Pakistani users should be aware that the Prevention of Gambling Act, 1977 and related legislation may impose restrictions on online gambling activities.
• No Exclusion: You must not be subject to any self-exclusion order, operator ban or regulatory restriction that would prohibit your access to gambling-related information.
• Honest Registration: Where applicable, all information provided to lock97 must be accurate, current and complete. Submitting false information constitutes a breach of these Terms.

Subject to your compliance with these Terms, lock97 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial informational purposes only.

Permitted uses include:

• Reading, browsing and engaging with educational content about online casino gaming, sports betting markets and responsible gambling;
• Using the Platform's guides, glossaries and comparison tools for personal informational research;
• Contacting the Platform's support team with genuine enquiries relating to published content;
• Sharing links to Platform content on personal social media or messaging channels for non-commercial purposes.

This licence does not permit any commercial use of the Platform or its content, and it does not constitute a licence to copy, reproduce, distribute or create derivative works from any material published on the Platform without prior written consent from lock97.

The following conduct is strictly prohibited when using the Platform. Any violation may result in immediate suspension of access and, where applicable, legal action:

• Unlawful Use: Using the Platform for any purpose that violates applicable local, national or international law or regulation, including Pakistan's Prevention of Gambling Act, 1977.
• Misrepresentation: Providing false, misleading or fraudulent information to lock97 or any linked operator.
• Scraping & Automated Access: Using bots, crawlers, scrapers or any automated tool to access, copy or extract content from the Platform without prior written consent.
• Content Reproduction: Copying, republishing, distributing or monetising lock97 content — including betting guides, bonus comparisons and educational articles — without express written authorisation.
• Interference: Attempting to interfere with or disrupt the security, integrity or performance of the Platform or its infrastructure.
• Unauthorised Access: Attempting to gain unauthorised access to any backend systems, user data, administrative interfaces or databases associated with the Platform.
• Harmful Content: Uploading or transmitting any malicious code, malware, viruses or harmful content through any interactive feature of the Platform.
• Impersonation: Impersonating lock97, its staff, or any other person or entity while using the Platform.

All content published on the Platform — including but not limited to articles, guides, glossaries, infographics, layout design, typography, colour schemes, logos, icons and data compilations — is the exclusive intellectual property of lock97 and is protected by applicable copyright, trademark and intellectual property laws.

The lock97 name, logo and brand identity are proprietary marks of lock97. Nothing on this Platform should be construed as granting any licence or right to use any lock97 mark without prior written permission.

Payment provider names referenced on this Platform — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are the trademarks and intellectual property of their respective owners. Their mention on lock97 does not imply any affiliation, endorsement or partnership with lock97 or with any gambling operator.

Third-party trademarks, logos and names referenced for informational or editorial purposes remain the property of their respective owners. lock97 makes no claim of ownership over such marks.

All content published on the lock97 Platform is provided strictly for educational and informational purposes. lock97 makes no representations or warranties — express or implied — regarding the accuracy, completeness, currency or reliability of any content published on the Platform.

Specifically:

• No Gambling Recommendation: Nothing on this Platform constitutes a recommendation, invitation or inducement to gamble. Information about games, odds, bonuses and betting markets is presented for educational context only.
• No Legal Advice: Content discussing the legal status of gambling in Pakistan or other jurisdictions is for general informational context only and does not constitute legal advice. Users must seek independent legal counsel regarding their local obligations.
• No Financial Advice: No content on this Platform constitutes financial, investment or financial planning advice. Gambling involves the risk of financial loss and should never be treated as an income source.
• Illustrative Figures: All PKR bonus amounts, wagering requirement figures, processing time ranges and RTP percentages are illustrative examples only unless explicitly identified as verified live information.
• Third-Party Operator Content: Any references to third-party gambling operators, their products, services or promotions are based on publicly available information and may not reflect current operator offerings. lock97 is not responsible for the accuracy of third-party operator information.

The lock97 Platform publishes comparative and educational information about bonus offers and promotional structures used by online gambling operators. This information is subject to the following specific terms:

• Illustrative Nature: All bonus amounts — for example "100% Welcome Offer up to PKR 25,000" or "Sports Starter up to PKR 10,000" — are examples used to illustrate typical bonus structures and are not guaranteed live offers from any specific operator.
• Operator Responsibility: The terms and conditions of any actual bonus — including wagering requirements, eligible games, minimum deposit amounts, maximum bet restrictions, expiry periods and withdrawal conditions — are set exclusively by the relevant operator. lock97 has no control over and accepts no liability for operator bonus terms.
• Wagering Requirements: Wagering or rollover requirements shown on this Platform are examples only. Actual requirements vary significantly between operators and individual promotions. A user must always read the full bonus terms published by the operator before accepting any offer.
• PKR Values: Bonus values expressed in PKR are based on illustrative examples at approximate conversion rates where applicable. Actual credited bonus amounts depend on the operator's current conversion rates and promotional terms.
• No Guarantee of Availability: lock97 does not guarantee that any bonus described on this Platform is currently active, available to Pakistani users, or available to any specific user category.

The lock97 Platform provides educational information about payment methods commonly referenced in the context of online gambling for Pakistani users. The following terms apply to all payment-related content published on this Platform:

• Reference Only: Payment providers referenced on this Platform — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are mentioned solely as familiar payment channels used in Pakistan. Their mention does not imply that these providers support, endorse or facilitate gambling transactions.
• No Processing Guarantee: lock97 does not guarantee that any payment method described on this Platform is currently available through any specific gambling operator, or that transactions will be processed in the timeframes described. Processing times are illustrative and vary by operator, provider and individual user circumstances.
• User Responsibility: Users are solely responsible for verifying which payment methods are accepted by a given operator, the applicable fees and limits, and any compliance or KYC requirements before initiating any transaction.
• Legal Compliance: Users are responsible for ensuring that their use of any payment method for gambling purposes complies with applicable laws, including regulations issued by the State Bank of Pakistan. lock97 does not confirm the legality of any specific payment transaction and this Platform does not constitute financial or legal advice.
• Cryptocurrency: Educational content about cryptocurrency payment methods (BTC, ETH, USDT) is provided for general information only. lock97 does not confirm the legality, availability or anonymity of cryptocurrency gambling transactions in Pakistan. Users must conduct their own due diligence.

lock97 is committed to promoting responsible gambling principles across all content published on this Platform. The following terms reflect our obligations and users' responsibilities in relation to responsible gambling:

• Adults Only: This Platform and all gambling-related content is strictly intended for adults aged 18 years and above — or the higher minimum age required by the applicable operator's license jurisdiction. Minors must not access this Platform.
• Risk Awareness: Gambling involves the risk of significant financial loss. Users access gambling-related content on this Platform at their own risk and must not interpret any content as a prediction of gambling outcomes or a guarantee of profit.
• Responsible Tools: Users are strongly encouraged to utilise the responsible gambling tools provided by operators — including deposit limits, loss limits, session time reminders, cooling-off periods and self-exclusion programmes — before engaging in any gambling activity.
• No Income Source: lock97 does not represent gambling as a source of income, financial strategy or investment vehicle. All gambling content on this Platform is framed as entertainment information only.
• Seeking Help: If gambling is causing financial, emotional or social harm, users are encouraged to seek help from a qualified responsible gambling organisation or counselling service. Please review our dedicated Responsible Gambling page for further guidance and resource references.

Your privacy is important to lock97. The collection, use, storage and processing of your personal data when using this Platform is governed by our Privacy Policy, which is incorporated into and forms an integral part of these Terms by reference.

By using the Platform, you acknowledge and consent to the data practices described in the Privacy Policy, including the collection of usage data, cookies and any information submitted through contact forms or support requests. All data is handled in accordance with applicable data protection principles and is not sold to third parties.

For any data-related requests — including access, correction or deletion of your personal data — please refer to the contact details in Section 16 of these Terms or on our Privacy Policy page.

To the fullest extent permitted by applicable law, lock97 — including its directors, employees, contractors and affiliates — shall not be liable for any loss or damage of any kind arising from or in connection with:

• Your use of, or inability to use, the Platform or any content published thereon;
• Any decision to gamble, place a wager or engage with a gambling operator based on content found on this Platform;
• Financial losses — including losses of deposits, winnings or bonus funds — incurred with any third-party gambling operator;
• Inaccurate, outdated or incomplete information published on the Platform, including bonus details, payment processing times or game RTP figures;
• Any service interruption, downtime, error or technical failure affecting the Platform;
• Unauthorised access to your account or personal data as a result of your own failure to maintain adequate security;
• Any third-party content, products, services or websites that may be referenced or linked from the Platform.

Where liability cannot be fully excluded under applicable law, lock97's total liability to you for any claim arising under or in connection with these Terms shall not exceed the amount you paid, if any, to access the Platform in the twelve months preceding the claim.

lock97 reserves the right to amend, update or replace these Terms at any time, at its sole discretion and without prior notice to users. Any changes will be effective immediately upon publication of the revised Terms on this page, with the "Last updated" date revised accordingly.

It is your responsibility to review these Terms periodically. If you do not agree with any modification to these Terms, you must immediately discontinue your use of the Platform. Continued access to the Platform after any revision constitutes your acceptance of the updated Terms.

For material changes that significantly affect user rights or obligations, lock97 will make reasonable efforts to communicate the update through a notice on the Platform's homepage or other prominent placement on the Website.

These Terms and any dispute or claim arising from or in connection with them — including non-contractual disputes or claims — shall be governed by and construed in accordance with applicable law. The specific governing jurisdiction is determined by the operator's registered territory of incorporation.

In the event of any dispute arising between you and lock97 in connection with these Terms or the Platform, the parties agree to first attempt to resolve the matter through good-faith direct negotiation by contacting lock97 at the email address provided in Section 16 below.

If a dispute cannot be resolved through direct negotiation within thirty (30) days of written notice, either party may pursue resolution through the dispute resolution mechanisms available in the applicable governing jurisdiction.

Nothing in this clause limits any rights you may have under the mandatory consumer protection laws applicable in your jurisdiction of residence, including any applicable Pakistani consumer protection legislation.

If you have any questions, concerns or requests relating to these Terms and Conditions — including queries about your rights, requests for clarification on any clause, or concerns about potential violations — please contact lock97 using the details below.

All correspondence regarding these Terms should be sent in English. lock97 aims to respond to legal and compliance enquiries within five (5) business days.